Chapter 7 Bankruptcy


Chapter 7 is usually a relatively quick process. Most consumer bankruptcy cases will take 4 to 5 months from start to finish.

Chapter 7 is designed to discharge (get rid of) most debts including credit cards, medical bills, and even some old income tax debts. Wipe the slate clean.

Chapter 7 can also discharge deficiencies after foreclosure on a home or after repossession of a vehicle.

In order to take advantage of this tool, we'll need to determine if you're eligible to file for Chapter 7 using the “means test.” To do the calculation you'll need to provide us with pay advices (such as paystubs) for you and all of your household members.
Disclaimer: We are a debt relief agency. We help people file bankruptcy under the US Bankruptcy Code. This web site is designed for general information only. The information presented at this site is not legal advice, and no attorney-client relationship is formed by the use of this site. The law office of Kitaeff & Associates P.C. handles personal bankruptcy, consumer bankruptcy, small business bankruptcy, Chapter 7, Chapter 13 (reorganization), and Chapter 11 (reorganization) repayment plans and financial solutions for clients throughout Massachusetts.