The first thing we need to do is discuss with you your particular goals. Next, we need to review your current financial situation to determine if bankruptcy makes sense for you, and if so, which type of bankruptcy case will best solve your problems. Finally, if your debts are primarily consumer debts, we need to review your income and the income from all household members (from all sources) over the previous 6 month period (this is called the “means test”) to determine which type of bankruptcy you will be permitted to file.
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